First Option Credit Union

Savings & Term Deposit Rates

Earn good interest on your hard earned savings.

Choose from a full range of savings and deposit accounts that provide the flexibility you want with competitive interest rates.

Savings Accounts

Access Savings Account (S1) Interest Rate
$0 - $1,999 0.05% p.a.
$2,000 - $4,999 0.10% p.a.
$5,000 - $9,999 0.20% p.a.
$10,000 + 0.25% p.a.

Special Savings Account (S2, S4 & S6) Interest Rate
$0 - $1,999 0.05% p.a.
$2,000 - $4,999 0.10% p.a.
$5,000 - $9,999 0.20% p.a.
$10,000 + 0.25% p.a.

Christmas Club Account (S3) Interest Rate
Christmas Club Account 1.50% p.a.

Maxi Savings Account (S8) Interest Rate
$0 - $1,999 0.15% p.a.
$2,000 - $4,999 0.50% p.a.
$5,000 - $9,999 1.00% p.a.
$10,000 - $49,999 1.75% p.a.
$50,000 + 2.25% p.a.

Net Reward Saver (S14) Interest Rate
$0 - $1,999 0.15% p.a.
$2,000 + 4.75% p.a.

Investments

Term Deposit Account Interest Paid Interest Rate
$1,000 + over 3 months On Maturity 2.80% p.a.
$5,000 + over 3 months On Maturity 4.80% p.a.
$5,000 + over 3 months Monthly 4.70% p.a.
$5,000 + over 6 months On Maturity 5.45% p.a.
$5,000 + over 6 months Monthly 5.35% p.a.
$5,000 + over 12 months On Maturity 6.00% p.a.
$5,000 + over 12 months Monthly 5.80% p.a.

Edvest Term Deposit Account Interest Paid Interest Rate
$5,000 + over 3 months On Maturity 4.85% p.a.
$5,000 + over 3 months Fortnightly 4.75% p.a.
$5,000 + over 6 months On Maturity 5.50% p.a.
$5,000 + over 6 months Fortnightly 5.40% p.a.
$5,000 + over 12 months On Maturity 6.05% p.a.
$5,000 + over 12 months Fortnightly 5.85% p.a.
$5,000 + over 24 months Annually 5.70% p.a.
$5,000 + over 24 months Fortnightly 5.30% p.a.

 

More Information

 

Questions?

If you have any questions or would like a quote, please contact us Contact Us