Before we can accept your Loan Application, it is important
that you please read carefully the following information:

IMPORTANT NOTICE TO APPLICANT(S) FOR CREDIT PRIVACY PROTECTION OF INFORMATION (Section 18E(8)(c) Privacy Act 1988) Please read carefully: The Credit Union may give information about you to a credit reporting agency, but only limited kinds of information allowed by the Privacy Act 1988 (Commonwealth). This includes: # identity particulars - this only includes your name, sex, date of birth, current known address, two immediately previous addresses, your current or last known employer, and your driver's licence number. # the fact that you have applied for credit and the amount. # the fact that the Credit Union is a credit provider to you. # when the credit provided to you has been discharged. STATEMENT BY APPLICANT(S) FOR CREDIT Please read carefully. Where more than 1 applicant, each applicant must read the following: 1. Type of Credit The credit I am applying for is either; (a) wholly or primarily for a domestic, family or household purpose (consumer credit) OR (b) wholly or primarily for another purpose (commercial credit). 2. Giving Information to a Credit Reporting Agency (Section 18E(8)(c) Privacy Act 1988) The Credit Union has informed me that it may give certain personal information about me to a credit reporting agency. 3. Exchanging Information with other Credit Providers (Section 18N(1) (b)Privacy Act 1988) I agree to the Credit Union checking personal information about me with any credit provider named in my credit application, and with other credit providers that may be named in a credit report issued by a credit reporting agency, for any of the following purposes: # to assess my creditworthiness; # to assess an application by me for credit; # to help me avoid defaulting on my credit obligations; and # to notify a default by me. I understand that this information can include any information about my credit worthiness, credit standing, credit history or credit capacity that credit providers are allowed to give to or receive from each other under the Privacy Act 1988. 4. Access to Commercial Credit Information (Section 18L(4) Privacy Act 1988) In order to assess my application for credit, I consent to the Credit Union obtaining a report containing information about my commercial activities or commercial credit worthiness, from a business which provides information about the commercial credit worthiness of persons. 5. Access to Consumer Credit Information for a Commercial Credit Application(Section 18K(1)(b) Privacy Act 1988) If my application is for commercial credit, I consent to the Credit Union,in order to assess my application, obtaining from a credit reporting agency a credit report about me containing consumer credit information. 6. Access to Consumer Credit Information by Trade Insurers (Section 18K(1)(e)Privacy Act 1988) If my application is for commercial credit, I consent to a trade insurer obtaining a credit report about me containing consumer credit information, in order to assess whether to insure the credit provider for the credit given to me, or the risk of providing insurance, or to assess the risk of a default by me on this credit.