Resources Credit Union Ltd

New Internet Banking
NetBranch

Resources Credit Union's NetBranch Internet banking service lets you access your Resources Credit Union account, check your account balance, view transaction lists, transfer funds between accounts and to other financial organisations, pay bills using BPAY, download transactions into personal financial software packages and access other information about your account from the comfort of your own home or wherever you are connected to the Internet.

NetBranch is simple and easy to use. No special software is needed, all you need is a Version 4.01 or better browser that supports Javascript.

Ideally, a version 5.0 browser (with Service Pack 2) is preferred as it offers 128 bit encryption security of data.

See 'Browser Recommendations' for more information on compatible browsers.
Click here for more information on NetBranch security.

'...it's simple and easy...'

	NetBranch will provide you with your own personal banking service and BPAY 24 hours a day, 7 days a week. It has been designed with your needs in mind, and an industry standard encryption method is used to ensure that access to your account is secure at all times.
Click here for the NetBranch Terms & Conditions (pdf).
Become a NetBranch Member today!
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What's changed?

The new NetBranch now gives you more flexibility and control over your daily banking.
NetBranch has been engineered to meet your needs and to meet the ever growing changes in technology and the Internet.
NetBranch has maintained it's look to make it easier for you to navigate and manage your accounts online.

The first noticable change will be the login screen, which now has an on-screen keyboard for extra security. You are now required to enter your access password using the keys on the on-screen keyboard. The on-screen keyboard must be used (by clicking on the keys with your mouse) at any time you are prompted for your access password.

The following is a list of the changes we've made to NetBranch.

What's new?

NetBranch presents a functionally rich e-commerce platform with a range of new services and utilities to make your online banking experience simple and easy.

Loan Redraw

NetBranch's loan redraw facility delivers real time access to your excess loan repayments, without completing an application.
If you have paid more than your normal, required repayments, you can access your extra loan repayments and spend them how you choose.

Should You Redraw?
Unless you can claim loan interest as a legitimate deduction (eg: negative gearing on an investment property), paying off a loan as soon as you can afford it, will normally save you money. However, being able to redraw excess repayments may cater for an unexpected emergency or opportunity.
Click here to view the Redraw Facility Terms & Conditions.

Email maintenance

You can now update your personal email address online. Changes submitted are updated immediately and are confirmed by way of dual email validation (i.e. an email sent to both your old email address and the new email address.

Linked Accounts

The linked account function will be useful to those members who have more than one membership number. For example, if you have a single and a joint membership, only one login is required to gain access to either accounts.

Funds Transfer External Dual Line Narrative

This valuable feature provides you with an additional line of narrative pertaining to your funds transfer external transactions.

Funds Transfer External - BSB Transaction Index

Allows you to maintain the funds transfer external transaction index by adding new FTE BSB and transaction record into your transaction index in readiness for you to make a payment.

The Edit/Delete FTE BSB's function will allow you to modify and/or delete funds transfer external transaction records from the index. The fields that may be modified are limited to the BSB, account name, account number, reference and amount.

This function updates the FTE transaction history index ONLY and does not perform a transaction on your account.

Funds Transfer External

Allows you to set a payment to pay now or future dated plus the ability to set up regular recurring payments.

Pre-validation of BSB numbers on External Funds Transfer

BSB numbers will be validated prior to the transaction being posted to ensure a valid BSB number has been entered.

Modify Future Dated Payments/Periodic Payments

Future dated payments are made up of once off and regular recurring future dated BPay, funds transfer internal, funds transfer external, bill payments and all other periodic payments that have been loaded by the credit union or yourself.

This function allows you to edit and/or delete any future dated payments and/or any existing periodic payments including loan repayments from within NetBranch. The fields that may be modified are limited to amount, next due date, frequency and expiry date.

However, the DELETE function will delete the payment record completely.

BPay Biller Transaction Index

You are able to maintain your BPay transaction index. Some Billers alter the reference number for each payment and with this facility you can add, edit or delete Billers from your BPay transaction index.

The functions to add, edit or delete, update the BPay transaction history index only and does not perform a transaction on your account.

Dual password Authentication

Memberships where more than one (1) authority is required can now perform all transactions. Individual members (authorities) will be given a separate password.

Click here for NetBranch FAQ