Savings & Term Deposit Rates - Resources Credit Union

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Rates & Fees

Savings & Term Deposit Rates

Savings & Term Deposit Rates

Our interest rates have been designed with you in mind - our members.

We do not inflate rates as we do not have shareholders taking a percentage of our profits. Any profits we make are returned to you through better products, rates and fees. Here at Resources we value your loyalty. Members who have been with the Credit Union for 12 months or more (members 12 months +) are offered discounted rates.

Savings Accounts

Access Savings Account (S1)	Interest Rate
$0 - $1,999	0.05% p.a.
$2,000 - $4,999	0.10% p.a.
$5,000 - $9,999	0.20% p.a.
$10,000 +	0.25% p.a.

Special Savings Account (S2, S4 & S6)	Interest Rate
$0 - $1,999	0.05% p.a.
$2,000 - $4,999	0.10% p.a.
$5,000 - $9,999	0.20% p.a.
$10,000 +	0.25% p.a.

Christmas Club Account (S3)	Interest Rate
Christmas Club Account	1.50% p.a.

Maxi Savings Account (S8)	Interest Rate
$0 - $1,999	0.15% p.a.
$2,000 - $4,999	0.50% p.a.
$5,000 - $9,999	1.00% p.a.
$10,000 - $49,999	1.75% p.a.
$50,000 +	2.25% p.a.

Net Reward Saver (S14)	Interest Rate
$0 - $1,999	0.15% p.a.
$2,000 +	4.00% p.a.

Investments

Term Deposit Account	Interest Paid	Interest Rate
$1,000 + over 3 months	On Maturity	2.80% p.a.
$5,000 + over 3 months	On Maturity	4.35% p.a.
$5,000 + over 3 months	Monthly	4.25% p.a.
$5,000 + over 6 months	On Maturity	5.00% p.a.
$5,000 + over 6 months	Monthly	4.90% p.a.
$5,000 + over 12 months	On Maturity	5.75% p.a.
$5,000 + over 12 months	Monthly	5.55% p.a.

Edvest Term Deposit Account	Interest Paid	Interest Rate
$5,000 + over 3 months	On Maturity	4.40% p.a.
$5,000 + over 3 months	Fortnightly	4.30% p.a.
$5,000 + over 6 months	On Maturity	5.05% p.a.
$5,000 + over 6 months	Fortnightly	4.95% p.a.
$5,000 + over 12 months	On Maturity	5.80% p.a.
$5,000 + over 12 months	Fortnightly	5.60% p.a.
$5,000 + over 24 months	Annually	5.50% p.a.
$5,000 + over 24 months	Fortnightly	5.10% p.a.